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Homeownership Process

Overview

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  • Attend Application Meeting or Information Session

- learn more about the program and receive application part 1, 30 days to complete and return with the $25 application fee

  • Return to Homeowner Services Coordinator

- review income & debt to income ration (application part 1); run credit check, background & sex offender check 

- once part 1 is completed and the ability to pay is established, collect documentation needed fro part 2 and return, 60 days to complete

- documents needed: tax retun, w2, paystubs, bank statements, seperation/divorce papers, monthly bills, rent documentation, government assistance documentation, driver's license, social security card

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  •  Homeowner Services Committee

- once part 2 is completed applicant qualifies for an interview

- after an interview if the committee votes that applicant is qualified then they will conduct a home visit

- after a home visit, the committee will vote to recommend applicant to the board, applicant will be either approved or denied by the board

  • Applicant

- once approved applicant attends future homeowner orientation

partnership

  •  Complete Homeownership Workshop Classes

- Financial Peace University, maintenance, and other skills that apply to homeownership

  • Begins Sweat Equity

- volunteering his/her time in the office, ReStore, build sites, etc.

  • Breaks Ground on Future Home
  • Habitat Dedicates home upon it's completion
  • Closing

- will occur one home is complete and all sweat equity is completed

 

 How to Get Started

 We are so glad you are interested in the homeownership program!

We would love to talk to you about the qualifications for our homeowners, the process, the expectations and how we help to prepare you for owning your own home.

Please fill out the form below if you are interested in learning more about how to become a partner with Habitat for Humanity of Gaston County.

 

Information Session Form

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