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Homeownership Program

Who We Are

“Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.” – Habitat Mission Statement

No matter who we are or where we come from, we all deserve to have a decent life. We deserve to feel strength and stability day after day. We deserve to know we have the power to take care of ourselves and build our own futures. At Habitat for Humanity, this is what unites us. Through shelter, we empower. Our shared vision is a world where everyone has a decent place to live. Because you, me, we — we’re all humans. And every single one of us deserves the opportunity for a better future.

Habitat of Gaston County has built 110 homes, and has revitalized neighborhoods like Parkdale, McArver and Pryor Street. We have mobilized volunteers for over 1000 Saturdays to build homes for partner families. We have collaborated with other non-profits to make Gaston County a better place to live.

Habitat of Gaston County offers a hand-up, and not a hand-out. Homes are financed in a fashion to ensure equity and affordability for the homebuyer, offering an affordable mortgage over a 25 year term. These mortgage payments fund more homes. Homeowners receive education in finances, home maintenance, and other skills.

The criterion for participation in the Habitat program is threefold: ability to repay the zero interest mortgage, need for housing (evidenced by overcrowding, substandard conditions, high rent, or unsafe neighborhood), and willingness to partner.  Qualified applicants must earn between 30 and 60% of the area’s average median income and have debt-to-income ratio below 43 percent.

To learn more about the program and how you can get involved, please call 704-864-6536 x 115 to talk to our Homeowner Services Coordinator.